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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,003 | $56,894+47.6% | $84,753-0.9% | $62,881+33.6% |
| Participation rate | 40.6% | 68.5%-27.9pp | 76.6%-36.0pp | 69.3%-28.7pp |
| Annual return | 6.50% | 6.30%+0.2pp | 22.78%-16.3pp | 20.14%-13.6pp |
| Employer contribution / active EE | $2,455 | $2,400+2.3% | $3,574-31.3% | $2,281+7.6% |
| Participant deferral / active EE | $1,064 | $2,709-60.7% | $3,712-71.3% | $3,203-66.8% |
| Admin fee / account holder | $10,901 | $3,581+204.4% | $5,333+104.4% | $4,296+153.8% |