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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,935 | $115,780-71.6% | $101,255-67.5% | $158,931-79.3% |
| Participation rate | 69.2% | 79.4%-10.1pp | 75.8%-6.6pp | 82.0%-12.7pp |
| Annual return | 19.18% | 56.14%-37.0pp | 46.48%-27.3pp | 302.86%-283.7pp |
| Employer contribution / active EE | $1,353 | $4,175-67.6% | $3,660-63.0% | $4,761-71.6% |
| Participant deferral / active EE | $2,372 | $4,958-52.1% | $4,370-45.7% | $5,982-60.3% |
| Admin fee / account holder | $1,436 | $7,246-80.2% | $5,946-75.8% | $11,247-87.2% |