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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,935 | $115,814-71.6% | $101,275-67.5% | $158,982-79.3% |
| Participation rate | 69.2% | 79.4%-10.1pp | 75.8%-6.6pp | 82.0%-12.7pp |
| Annual return | 19.18% | 56.16%-37.0pp | 46.48%-27.3pp | 302.99%-283.8pp |
| Employer contribution / active EE | $1,353 | $4,176-67.6% | $3,660-63.0% | $4,763-71.6% |
| Participant deferral / active EE | $2,372 | $4,958-52.2% | $4,371-45.7% | $5,983-60.4% |
| Admin fee / account holder | $1,436 | $7,249-80.2% | $5,948-75.9% | $11,252-87.2% |