Retirement plan

EDUCATIONAL OPPORTUNITIES TOURS, INC. 401K PLAN

Name: EDUCATIONAL OPPORTUNITIES TOURS, INC. - EDUCATIONAL OPPORTUNITIES TOURS, INC. 401K PLAN (2018) Form 5500
Creator: EDUCATIONAL OPPORTUNITIES TOURS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EDUCATIONAL OPPORTUNITIES TOURS, INC. 401K PLAN, EDUCATIONAL OPPORTUNITIES TOURS, INC.

EDUCATIONAL OPPORTUNITIES TOURS, INC.EIN 59-3329435Plan #002PY 2018

5725 IMPERIAL LAKES BOULEVARD - LAKELAND, FL 33807863-644-2456travelwithus.comLinkedIn51-200 employeesleisure, travel & tourism

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$2.9M

-1.8% from 2017

Total participants

-4.5% from 2017

Average account balance

$37,619

-13.1% from 2017

Annual return

-7.37%

-19.02 pp from 2017

Benchmarks

See 9,277 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants25-99

Cohort9,277 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$4.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$44K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

102

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

154.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$298K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.04%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2735

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3B3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3B
Plan covering self-employed individuals
Plan covering self-employed individuals.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$127K

$1979 / participant

Other / not subdivided$127K100.0%

% of EOY assets

4.317%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,619

$72,404-48.0%

$110,243-65.9%

$64,173-41.4%

Participation rate

90.6%

73.3%+17.3pp

79.8%+10.8pp

69.6%+21.1pp

Annual return

-7.37%

-6.29%-1.1pp

314.76%-322.1pp

7.63%-15.0pp

Employer contribution / active EE

$2,588

$2,282+13.4%

$3,827-32.4%

$2,381+8.7%

Participant deferral / active EE

$1,695

$3,469-51.1%

$4,672-63.7%

$3,470-51.2%

Admin fee / account holder

$1,624

$5,664-71.3%

$8,548-81.0%

$4,887-66.8%

EDUCATIONAL OPPORTUNITIES TOURS, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EDUCATIONAL OPPORTUNITIES TOURS, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion