Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 3937 TAMPA RD, SUITE 4 · OLDSMAR, FL 33467 | Contract Administrator | $82,250 |
PSI ADVISORS LLC3 years Service code 27 · EIN 81-4230782 | Advisory (Plan) | $19,741 |
Service code 13 · EIN 71-1039549 17852 N US HWY 41 · LUTZ, FL 335494502 | Contract Administrator | $125 |
Filed as: PRINCIPAL SECURITIES INC Service code 49 · EIN 42-0941553 | Other Services | $0 |
WILSHIRE ASSOCIATES INCORPORATED6+ years Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,710 | $78,419-8.6% | $133,978-46.5% | $73,412-2.3% |
| Participation rate | 55.8% | 78.6%-22.8pp | 79.8%-24.0pp | 72.2%-16.4pp |
| Annual return | 14.90% | 33.35%-18.4pp | 45.10%-30.2pp | 59.30%-44.4pp |
| Employer contribution / active EE | $1,528 | $2,044-25.2% | $3,919-61.0% | $2,234-31.6% |
| Participant deferral / active EE | $2,858 | $3,925-27.2% | $5,047-43.4% | $3,806-24.9% |
| Admin fee / account holder | $321 | $161+98.7% | $8,930-96.4% | $158+103.0% |