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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,405 | $80,983-41.5% | $96,544-50.9% | $75,177-36.9% |
| Participation rate | 63.1% | 71.8%-8.7pp | 76.0%-12.9pp | 67.2%-4.1pp |
| Annual return | 19.77% | 27.05%-7.3pp | 25.88%-6.1pp | 160.75%-141.0pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,603 | $3,929-8.3% | $4,851-25.7% | $4,126-12.7% |
| Admin fee / account holder | $2,123 | $6,717-68.4% | $8,254-74.3% | $5,651-62.4% |