Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,538 | $72,486-64.8% | $87,103-70.7% | $72,976-65.0% |
| Participation rate | 64.1% | 72.8%-8.7pp | 76.9%-12.7pp | 69.5%-5.4pp |
| Annual return | 63.05% | 24.46%+38.6pp | 28.19%+34.9pp | 81.02%-18.0pp |
| Employer contribution / active EE | $0 | $1,894-100.0% | $2,521-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $3,147 | $3,270-3.8% | $4,049-22.3% | $3,608-12.8% |
| Admin fee / account holder | $4,226 | $5,055-16.4% | $7,491-43.6% | $5,124-17.5% |