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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,246 | $58,895-55.4% | $178,503-85.3% | $73,497-64.3% |
| Participation rate | 52.3% | 66.2%-14.0pp | 81.9%-29.7pp | 70.7%-18.4pp |
| Annual return | 19.10% | 24.86%-5.8pp | 151.12%-132.0pp | 28.51%-9.4pp |
| Employer contribution / active EE | $1,226 | $2,236-45.1% | $5,011-75.5% | $2,270-46.0% |
| Participant deferral / active EE | $2,261 | $2,567-11.9% | $5,202-56.5% | $3,740-39.6% |
| Admin fee / account holder | $1,270 | $400+217.2% | $13,987-90.9% | $513+147.5% |