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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,092 | $52,967-58.3% | $172,753-87.2% | $65,186-66.1% |
| Participation rate | 48.1% | 66.2%-18.0pp | 82.6%-34.5pp | 70.2%-22.1pp |
| Annual return | 24.57% | 30.12%-5.6pp | 803.00%-778.4pp | 29.39%-4.8pp |
| Employer contribution / active EE | $1,035 | $2,190-52.8% | $5,144-79.9% | $2,177-52.5% |
| Participant deferral / active EE | $2,135 | $2,471-13.6% | $5,198-58.9% | $3,514-39.2% |
| Admin fee / account holder | $386 | $472-18.1% | $13,956-97.2% | $847-54.4% |