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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,466 | $55,470-41.5% | $155,556-79.1% | $74,478-56.4% |
| Participation rate | 68.0% | 61.9%+6.1pp | 78.2%-10.2pp | 67.2%+0.8pp |
| Annual return | 14.30% | 269.80%-255.5pp | 64.84%-50.5pp | 1370.56%-1356.3pp |
| Employer contribution / active EE | $1,830 | $2,267-19.3% | $4,675-60.9% | $2,626-30.3% |
| Participant deferral / active EE | $3,368 | $2,838+18.7% | $5,631-40.2% | $4,350-22.6% |
| Admin fee / account holder | $1,726 | $1,744-1.1% | $15,885-89.1% | $1,946-11.3% |