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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,753 | $75,058+40.9% | $152,301-30.6% | $64,340+64.4% |
| Participation rate | 80.0% | 60.9%+19.1pp | 82.4%-2.4pp | 55.2%+24.8pp |
| Annual return | 16.34% | 29.93%-13.6pp | 80.50%-64.2pp | 24.14%-7.8pp |
| Employer contribution / active EE | $3,533 | $2,605+35.6% | $4,624-23.6% | $1,862+89.8% |
| Participant deferral / active EE | $8,241 | $5,041+63.5% | $8,004+3.0% | $2,980+176.5% |
| Admin fee / account holder | $3,786 | $4,050-6.5% | $14,398-73.7% | $3,703+2.2% |