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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,685 | $80,753-32.3% | $136,298-59.9% | $62,293-12.2% |
| Participation rate | 100.0% | 73.5%+26.5pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 18.18% | 35.83%-17.7pp | 5156.27%-5138.1pp | 28.90%-10.7pp |
| Employer contribution / active EE | $2,071 | $2,884-28.2% | $4,696-55.9% | $2,042+1.4% |
| Participant deferral / active EE | $4,010 | $5,164-22.3% | $6,247-35.8% | $3,169+26.5% |
| Admin fee / account holder | $518 | $525-1.5% | $9,244-94.4% | $479+8.0% |