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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,843 | $106,247-78.5% | $96,515-76.3% | $139,466-83.6% |
| Participation rate | 56.3% | 77.8%-21.6pp | 74.3%-18.1pp | 80.3%-24.1pp |
| Annual return | 16.85% | 38.47%-21.6pp | 35.73%-18.9pp | 373.66%-356.8pp |
| Employer contribution / active EE | $921 | $4,106-77.6% | $3,740-75.4% | $4,754-80.6% |
| Participant deferral / active EE | $2,507 | $5,456-54.1% | $4,880-48.6% | $6,712-62.7% |
| Admin fee / account holder | $2,199 | $7,885-72.1% | $6,735-67.4% | $11,409-80.7% |