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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,446 | $208,088-1.3% | $186,193+10.3% | $154,746+32.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 7.14% | 89.97%-82.8pp | 78.03%-70.9pp | 172.34%-165.2pp |
| Employer contribution / active EE | $13,616 | $4,340+213.7% | $3,918+247.5% | $4,379+210.9% |
| Participant deferral / active EE | $1,875 | $7,078-73.5% | $6,513-71.2% | $6,730-72.1% |
| Admin fee / account holder | $7,803 | $11,698-33.3% | $11,058-29.4% | $14,365-45.7% |