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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,688 | $227,597-48.7% | $189,575-38.4% | $167,536-30.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | 4.10% | 78.44%-74.3pp | 64.19%-60.1pp | 478.82%-474.7pp |
| Employer contribution / active EE | $14,970 | $5,316+181.6% | $4,412+239.3% | $4,839+209.3% |
| Participant deferral / active EE | $1,500 | $7,002-78.6% | $6,174-75.7% | $6,342-76.3% |
| Admin fee / account holder | $372 | $11,877-96.9% | $9,806-96.2% | $12,315-97.0% |