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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,888 | $209,425-83.8% | $178,499-81.0% | $158,966-78.7% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 13.67% | 188.80%-175.1pp | 151.10%-137.4pp | 302.95%-289.3pp |
| Employer contribution / active EE | $4,700 | $5,707-17.7% | $5,011-6.2% | $4,762-1.3% |
| Participant deferral / active EE | $2,886 | $5,955-51.5% | $5,202-44.5% | $5,983-51.8% |
| Admin fee / account holder | $355 | $17,078-97.9% | $13,986-97.5% | $11,250-96.8% |