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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,520 | $202,342-85.4% | $172,752-82.9% | $152,897-80.7% |
| Participation rate | 57.1% | 87.1%-29.9pp | 82.6%-25.5pp | 82.5%-25.3pp |
| Annual return | 20.19% | 1029.83%-1009.6pp | 802.97%-782.8pp | 345.43%-325.2pp |
| Employer contribution / active EE | $6,664 | $5,858+13.8% | $5,144+29.5% | $4,764+39.9% |
| Participant deferral / active EE | $4,049 | $5,948-31.9% | $5,198-22.1% | $5,851-30.8% |
| Admin fee / account holder | $278 | $17,111-98.4% | $13,955-98.0% | $11,599-97.6% |