Retirement plan

EMERALD COAST ASSOCIATION MANAGEMENT, INC. 401K PLAN

Name: EMERALD COAST ASSOCIATION MANAGEMENT, INC. - EMERALD COAST ASSOCIATION MANAGEMENT, INC. 401K PLAN (2017) Form 5500
Creator: EMERALD COAST ASSOCIATION MANAGEMENT, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EMERALD COAST ASSOCIATION MANAGEMENT, INC. 401K PLAN, EMERALD COAST ASSOCIATION MANAGEMENT, INC.

EMERALD COAST ASSOCIATION MANAGEMENT, INC.EIN 59-3261796Plan #001PY 2017

10221 EMERALD COAST PARKWAY W, #5 - MIRAMAR BEACH, FL 32550850-654-8660

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$407K

+46.7% from 2016

Total participants

+12.5% from 2016

Average account balance

$29,096

+36.2% from 2016

Annual return

14.76%

-4.11 pp from 2016

Benchmarks

See 14,494 peers

Peer group

Industry53 - Real Estate and Rental and Leasing

Plan typeDefined contribution

Participants<25

Cohort14,494 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.21M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$81K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.8%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$117K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.09%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1016

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J3D

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$2K

$102 / participant

Other / not subdivided$2K100.0%

% of EOY assets

0.375%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,096

$232,540-87.5%

$185,117-84.3%

$147,586-80.3%

Participation rate

73.3%

82.4%-9.0pp

77.3%-3.9pp

82.8%-9.5pp

Annual return

14.76%

43.03%-28.3pp

40.50%-25.7pp

578.59%-563.8pp

Employer contribution / active EE

$1,257

$5,195-75.8%

$4,182-69.9%

$4,876-74.2%

Participant deferral / active EE

$4,758

$5,834-18.4%

$5,045-5.7%

$5,439-12.5%

Admin fee / account holder

$109

$10,275-98.9%

$8,159-98.7%

$10,886-99.0%

EMERALD COAST ASSOCIATION MANAGEMENT, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EMERALD COAST ASSOCIATION MANAGEMENT, INC. 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion