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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,498 | $78,694+23.9% | $67,653+44.1% | $125,388-22.2% |
| Participation rate | 85.7% | 78.8%+6.9pp | 75.7%+10.0pp | 83.2%+2.5pp |
| Annual return | -0.65% | 9.46%-10.1pp | 6625.22%-6625.9pp | 282.24%-282.9pp |
| Employer contribution / active EE | $4,163 | $3,044+36.8% | $2,266+83.8% | $4,866-14.4% |
| Participant deferral / active EE | $8,624 | $4,292+100.9% | $3,560+142.3% | $5,352+61.1% |
| Admin fee / account holder | $3,939 | $7,403-46.8% | $4,821-18.3% | $9,541-58.7% |