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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,659 | $82,674+64.1% | $125,381+8.2% | $68,486+98.1% |
| Participation rate | 91.1% | 75.1%+16.1pp | 82.4%+8.7pp | 67.9%+23.2pp |
| Annual return | -19.53% | -5.97%-13.6pp | 572.31%-591.8pp | -7.85%-11.7pp |
| Employer contribution / active EE | $1,346 | $3,382-60.2% | $4,815-72.0% | $2,597-48.1% |
| Participant deferral / active EE | $5,492 | $6,111-10.1% | $7,448-26.3% | $4,028+36.4% |
| Admin fee / account holder | $2,660 | $6,277-57.6% | $10,007-73.4% | $5,404-50.8% |