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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,090 | $228,395+97.1% | $185,861+142.2% | $158,982+183.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.0%+22.0pp | 82.0%+18.0pp |
| Annual return | 12.55% | 40.82%-28.3pp | 35.96%-23.4pp | 302.99%-290.4pp |
| Employer contribution / active EE | $12,310 | $4,968+147.8% | $4,088+201.1% | $4,763+158.5% |
| Participant deferral / active EE | $17,919 | $6,417+179.2% | $5,634+218.0% | $5,983+199.5% |
| Admin fee / account holder | $785 | $11,869-93.4% | $9,503-91.7% | $11,252-93.0% |