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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,510 | $211,946+37.1% | $169,452+71.4% | $135,380+114.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.16% | 3.26%-8.4pp | 1.83%-7.0pp | 519.81%-525.0pp |
| Employer contribution / active EE | $3,234 | $5,117-36.8% | $4,157-22.2% | $4,779-32.3% |
| Participant deferral / active EE | $16,628 | $6,075+173.7% | $5,277+215.1% | $5,609+196.5% |
| Admin fee / account holder | $610 | $11,472-94.7% | $9,110-93.3% | $10,828-94.4% |