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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,329 | $115,810-48.8% | $101,271-41.4% | $158,966-62.7% |
| Participation rate | 52.4% | 79.4%-27.0pp | 75.8%-23.4pp | 82.0%-29.6pp |
| Annual return | 12.45% | 56.15%-43.7pp | 46.48%-34.0pp | 302.95%-290.5pp |
| Employer contribution / active EE | $1,418 | $4,175-66.0% | $3,660-61.3% | $4,762-70.2% |
| Participant deferral / active EE | $3,717 | $4,958-25.0% | $4,371-15.0% | $5,983-37.9% |
| Admin fee / account holder | $3,775 | $7,248-47.9% | $5,948-36.5% | $11,250-66.4% |