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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,530 | $65,364-31.9% | $92,909-52.1% | $72,975-39.0% |
| Participation rate | 51.6% | 68.3%-16.7pp | 76.0%-24.4pp | 69.5%-17.9pp |
| Annual return | 19.49% | 42.11%-22.6pp | 109.44%-89.9pp | 81.01%-61.5pp |
| Employer contribution / active EE | $1,009 | $2,594-61.1% | $3,653-72.4% | $2,440-58.7% |
| Participant deferral / active EE | $1,778 | $3,128-43.2% | $4,238-58.0% | $3,608-50.7% |
| Admin fee / account holder | $417 | $4,251-90.2% | $5,795-92.8% | $5,124-91.9% |