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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,248 | $160,040-34.9% | $147,096-29.1% | $145,877-28.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.91% | 98.49%-82.6pp | 419.75%-403.8pp | 551.28%-535.4pp |
| Employer contribution / active EE | $3,720 | $5,289-29.7% | $4,936-24.6% | $4,663-20.2% |
| Participant deferral / active EE | $6,559 | $8,429-22.2% | $8,071-18.7% | $6,691-2.0% |
| Admin fee / account holder | $672 | $15,050-95.5% | $13,005-94.8% | $13,402-95.0% |