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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,141 | $148,629-29.9% | $135,982-23.4% | $139,487-25.3% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 17.47% | 79.33%-61.9pp | 68.32%-50.9pp | 373.84%-356.4pp |
| Employer contribution / active EE | $3,215 | $5,247-38.7% | $4,859-33.8% | $4,755-32.4% |
| Participant deferral / active EE | $4,420 | $8,102-45.5% | $7,760-43.0% | $6,713-34.2% |
| Admin fee / account holder | $619 | $12,406-95.0% | $10,767-94.3% | $11,407-94.6% |