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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,925 | $77,638-40.8% | $156,551-70.7% | $62,881-27.0% |
| Participation rate | 60.0% | 71.2%-11.2pp | 84.0%-24.0pp | 69.3%-9.3pp |
| Annual return | 5.44% | 50.33%-44.9pp | 32.23%-26.8pp | 20.14%-14.7pp |
| Employer contribution / active EE | $1,281 | $3,444-62.8% | $5,501-76.7% | $2,281-43.8% |
| Participant deferral / active EE | $1,981 | $3,046-34.9% | $4,871-59.3% | $3,203-38.1% |
| Admin fee / account holder | $3,583 | $5,561-35.6% | $13,028-72.5% | $4,296-16.6% |