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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,682 | $75,832-45.0% | $147,618-71.8% | $59,633-30.1% |
| Participation rate | 61.5% | 71.6%-10.0pp | 84.6%-23.1pp | 68.7%-7.1pp |
| Annual return | -2.46% | 0.37%-2.8pp | 61.98%-64.4pp | 2041.40%-2043.9pp |
| Employer contribution / active EE | $1,439 | $3,485-58.7% | $5,565-74.1% | $2,203-34.7% |
| Participant deferral / active EE | $2,200 | $3,131-29.7% | $4,895-55.1% | $3,192-31.1% |
| Admin fee / account holder | $2,518 | $5,986-57.9% | $11,612-78.3% | $4,297-41.4% |