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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,724 | $138,102-39.4% | $125,381-33.2% | $134,532-37.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -10.29% | 750.73%-761.0pp | 572.31%-582.6pp | 418.27%-428.6pp |
| Employer contribution / active EE | $2,955 | $5,245-43.7% | $4,815-38.6% | $4,741-37.7% |
| Participant deferral / active EE | $4,125 | $7,801-47.1% | $7,448-44.6% | $6,401-35.6% |
| Admin fee / account holder | $618 | $11,568-94.7% | $10,007-93.8% | $11,429-94.6% |