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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,886 | $138,075-38.5% | $123,552-31.3% | $135,379-37.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -3.72% | 153.70%-157.4pp | 119.20%-122.9pp | 519.79%-523.5pp |
| Employer contribution / active EE | $7,646 | $5,152+48.4% | $4,628+65.2% | $4,779+60.0% |
| Participant deferral / active EE | $5,933 | $6,800-12.7% | $6,426-7.7% | $5,609+5.8% |
| Admin fee / account holder | $434 | $10,917-96.0% | $9,285-95.3% | $10,828-96.0% |