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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,428 | $155,833-49.0% | $124,693-36.3% | $167,536-52.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 14.24% | 17.98%-3.7pp | 5144.19%-5129.9pp | 478.82%-464.6pp |
| Employer contribution / active EE | $2,655 | $4,164-36.2% | $3,324-20.1% | $4,839-45.1% |
| Participant deferral / active EE | $3,799 | $5,675-33.1% | $4,615-17.7% | $6,342-40.1% |
| Admin fee / account holder | $10,922 | $9,534+14.6% | $7,494+45.7% | $12,315-11.3% |