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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,304 | $176,688-58.5% | $130,660-43.9% | $152,909-52.1% |
| Participation rate | 66.7% | 79.0%-12.3pp | 71.7%-5.1pp | 82.5%-15.8pp |
| Annual return | 22.75% | 2693.08%-2670.3pp | 1709.29%-1686.5pp | 345.46%-322.7pp |
| Employer contribution / active EE | $2,049 | $5,743-64.3% | $4,092-49.9% | $4,764-57.0% |
| Participant deferral / active EE | $3,296 | $4,362-24.4% | $3,603-8.5% | $5,851-43.7% |
| Admin fee / account holder | $1,214 | $7,131-83.0% | $5,463-77.8% | $11,601-89.5% |