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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,285 | $134,001-57.3% | $112,258-49.0% | $134,509-57.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -18.62% | 47.15%-65.8pp | 27.47%-46.1pp | 418.13%-436.8pp |
| Employer contribution / active EE | $5,823 | $4,039+44.2% | $3,636+60.2% | $4,741+22.8% |
| Participant deferral / active EE | $8,383 | $5,291+58.4% | $4,728+77.3% | $6,400+31.0% |
| Admin fee / account holder | $2,363 | $7,491-68.5% | $6,411-63.1% | $11,427-79.3% |