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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,370 | $50,972-79.7% | $88,538-88.3% | $72,983-85.8% |
| Participation rate | 97.7% | 63.4%+34.3pp | 68.7%+29.0pp | 69.5%+28.2pp |
| Annual return | 17.75% | 29.62%-11.9pp | 43.64%-25.9pp | 81.01%-63.3pp |
| Employer contribution / active EE | $838 | $1,475-43.1% | $2,098-60.0% | $2,440-65.6% |
| Participant deferral / active EE | $2,609 | $2,230+17.0% | $2,914-10.5% | $3,608-27.7% |
| Admin fee / account holder | $185 | $3,230-94.3% | $4,310-95.7% | $5,124-96.4% |