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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,361 | $127,387-72.2% | $115,038-69.3% | $125,389-71.8% |
| Participation rate | 78.6% | 84.2%-5.6pp | 81.4%-2.8pp | 83.2%-4.6pp |
| Annual return | -3.57% | 31.28%-34.9pp | 26.14%-29.7pp | 282.24%-285.8pp |
| Employer contribution / active EE | $1,701 | $5,166-67.1% | $4,608-63.1% | $4,866-65.0% |
| Participant deferral / active EE | $6,803 | $6,423+5.9% | $6,026+12.9% | $5,352+27.1% |
| Admin fee / account holder | $2,533 | $9,516-73.4% | $8,175-69.0% | $9,541-73.5% |