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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,090 | $75,962-18.3% | $154,111-59.7% | $64,173-3.2% |
| Participation rate | 62.1% | 70.4%-8.3pp | 83.0%-21.0pp | 69.6%-7.5pp |
| Annual return | -7.31% | 30.32%-37.6pp | 735.18%-742.5pp | 7.63%-14.9pp |
| Employer contribution / active EE | $1,619 | $3,350-51.7% | $5,298-69.4% | $2,381-32.0% |
| Participant deferral / active EE | $3,306 | $3,175+4.1% | $5,081-34.9% | $3,470-4.7% |
| Admin fee / account holder | $3,344 | $5,589-40.2% | $13,411-75.1% | $4,887-31.6% |