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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,222 | $84,236-33.3% | $170,435-67.0% | $70,126-19.8% |
| Participation rate | 64.3% | 70.8%-6.5pp | 83.6%-19.3pp | 69.5%-5.3pp |
| Annual return | 28.05% | 23.06%+5.0pp | 205.94%-177.9pp | 73.15%-45.1pp |
| Employer contribution / active EE | $1,746 | $3,387-48.5% | $5,432-67.9% | $2,343-25.5% |
| Participant deferral / active EE | $3,723 | $3,086+20.6% | $4,939-24.6% | $3,332+11.7% |
| Admin fee / account holder | $3,022 | $5,698-47.0% | $13,881-78.2% | $4,645-34.9% |