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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,186 | $55,449-42.0% | $83,831-61.6% | $56,289-42.8% |
| Participation rate | 99.0% | 68.0%+31.0pp | 76.1%+22.9pp | 69.9%+29.1pp |
| Annual return | -9.03% | -1.38%-7.6pp | 850.99%-860.0pp | -9.96%+0.9pp |
| Employer contribution / active EE | $695 | $2,430-71.4% | $3,631-80.9% | $2,111-67.1% |
| Participant deferral / active EE | $229 | $2,935-92.2% | $4,082-94.4% | $3,350-93.2% |
| Admin fee / account holder | $1,769 | $656+169.7% | $5,479-67.7% | $521+239.6% |