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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,632 | $56,894-44.4% | $84,753-62.7% | $62,881-49.7% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 3.19% | 6.30%-3.1pp | 22.78%-19.6pp | 20.14%-17.0pp |
| Employer contribution / active EE | $1,836 | $2,400-23.5% | $3,574-48.6% | $2,281-19.5% |
| Participant deferral / active EE | $2,189 | $2,709-19.2% | $3,712-41.0% | $3,203-31.7% |
| Admin fee / account holder | $743 | $3,581-79.3% | $5,333-86.1% | $4,296-82.7% |