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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,877 | $84,236+72.0% | $170,435-15.0% | $70,126+106.6% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 11.87% | 23.06%-11.2pp | 205.94%-194.1pp | 73.15%-61.3pp |
| Employer contribution / active EE | $11,919 | $3,387+251.9% | $5,432+119.4% | $2,343+408.8% |
| Participant deferral / active EE | $11,971 | $3,086+287.9% | $4,939+142.3% | $3,332+259.3% |
| Admin fee / account holder | $68,318 | $5,698+1098.9% | $13,881+392.2% | $4,645+1370.6% |