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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,876 | $166,268+44.9% | $165,100+45.9% | $145,897+65.1% |
| Participation rate | 60.9% | 82.0%-21.2pp | 78.6%-17.8pp | 80.3%-19.4pp |
| Annual return | 17.44% | 100.52%-83.1pp | 70.21%-52.8pp | 552.29%-534.9pp |
| Employer contribution / active EE | $2,342 | $5,284-55.7% | $4,348-46.1% | $4,663-49.8% |
| Participant deferral / active EE | $5,964 | $6,964-14.4% | $6,035-1.2% | $6,689-10.8% |
| Admin fee / account holder | $14,305 | $16,659-14.1% | $12,696+12.7% | $13,390+6.8% |