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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,832 | $148,582+103.1% | $135,942+122.0% | $139,456+116.4% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.8pp | 80.3%+11.3pp |
| Annual return | 16.39% | 79.26%-62.9pp | 68.28%-51.9pp | 373.45%-357.1pp |
| Employer contribution / active EE | $10,856 | $5,245+107.0% | $4,858+123.5% | $4,753+128.4% |
| Participant deferral / active EE | $14,773 | $8,101+82.4% | $7,759+90.4% | $6,711+120.1% |
| Admin fee / account holder | $914 | $12,402-92.6% | $10,764-91.5% | $11,407-92.0% |