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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,629 | $85,766+71.0% | $136,298+7.6% | $70,126+109.1% |
| Participation rate | 98.7% | 74.2%+24.5pp | 81.9%+16.8pp | 69.5%+29.2pp |
| Annual return | 17.70% | 31.46%-13.8pp | 5156.27%-5138.6pp | 73.15%-55.4pp |
| Employer contribution / active EE | $6,156 | $2,966+107.5% | $4,696+31.1% | $2,343+162.8% |
| Participant deferral / active EE | $7,563 | $5,051+49.7% | $6,247+21.1% | $3,332+127.0% |
| Admin fee / account holder | $2,665 | $5,421-50.8% | $9,244-71.2% | $4,645-42.6% |