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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,927 | $95,895+136.6% | $79,576+185.2% | $134,509+68.7% |
| Participation rate | 7.1% | 75.0%-67.9pp | 69.5%-62.3pp | 81.2%-74.1pp |
| Annual return | -13.03% | -2.72%-10.3pp | 0.15%-13.2pp | 418.13%-431.2pp |
| Employer contribution / active EE | $871 | $3,128-72.1% | $2,413-63.9% | $4,741-81.6% |
| Participant deferral / active EE | $1,464 | $4,693-68.8% | $3,985-63.3% | $6,400-77.1% |
| Admin fee / account holder | $120 | $9,129-98.7% | $6,834-98.2% | $11,427-98.9% |