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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,915 | $102,422+20.0% | $147,117-16.5% | $80,959+51.8% |
| Participation rate | 94.0% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 10.37% | 135.16%-124.8pp | 420.54%-410.2pp | 35.67%-25.3pp |
| Employer contribution / active EE | $2,479 | $3,717-33.3% | $4,932-49.7% | $2,757-10.1% |
| Participant deferral / active EE | $6,625 | $6,652-0.4% | $8,065-17.8% | $4,300+54.1% |
| Admin fee / account holder | $1,429 | $7,953-82.0% | $12,993-89.0% | $6,925-79.4% |