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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,534 | $124,213-73.0% | $118,106-71.6% | $154,746-78.3% |
| Participation rate | 85.7% | 83.6%+2.1pp | 81.9%+3.8pp | 80.7%+5.0pp |
| Annual return | 17.51% | 18.29%-0.8pp | 19.44%-1.9pp | 172.34%-154.8pp |
| Employer contribution / active EE | $3,582 | $4,905-27.0% | $4,698-23.8% | $4,379-18.2% |
| Participant deferral / active EE | $4,349 | $6,859-36.6% | $6,619-34.3% | $6,730-35.4% |
| Admin fee / account holder | $747 | $9,627-92.2% | $8,973-91.7% | $14,365-94.8% |