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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,022 | $97,751-74.4% | $103,447-75.8% | $145,877-82.8% |
| Participation rate | 78.6% | 81.1%-2.5pp | 80.5%-2.0pp | 80.3%-1.7pp |
| Annual return | 11.24% | 25.43%-14.2pp | 23.92%-12.7pp | 551.28%-540.0pp |
| Employer contribution / active EE | $3,681 | $4,684-21.4% | $4,678-21.3% | $4,663-21.1% |
| Participant deferral / active EE | $4,089 | $6,603-38.1% | $6,624-38.3% | $6,691-38.9% |
| Admin fee / account holder | $1,269 | $12,515-89.9% | $9,415-86.5% | $13,402-90.5% |