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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,534 | $92,798-63.9% | $96,707-65.3% | $137,256-75.6% |
| Participation rate | 85.7% | 81.6%+4.1pp | 80.4%+5.4pp | 80.0%+5.8pp |
| Annual return | 17.51% | 31.24%-13.7pp | 34.78%-17.3pp | 220.34%-202.8pp |
| Employer contribution / active EE | $3,582 | $4,147-13.6% | $4,191-14.5% | $4,156-13.8% |
| Participant deferral / active EE | $4,349 | $5,877-26.0% | $5,997-27.5% | $6,407-32.1% |
| Admin fee / account holder | $747 | $7,946-90.6% | $7,503-90.0% | $12,270-93.9% |