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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,534 | $152,074-77.9% | $137,474-75.6% | $198,609-83.1% |
| Participation rate | 85.7% | 85.3%+0.4pp | 83.5%+2.2pp | 82.4%+3.3pp |
| Annual return | 17.51% | 10.68%+6.8pp | 11.53%+6.0pp | 202.70%-185.2pp |
| Employer contribution / active EE | $3,582 | $5,444-34.2% | $5,048-29.0% | $5,055-29.1% |
| Participant deferral / active EE | $4,349 | $6,522-33.3% | $6,155-29.3% | $6,977-37.7% |
| Admin fee / account holder | $747 | $11,950-93.8% | $10,602-93.0% | $19,030-96.1% |