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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,344 | $106,247-77.1% | $96,515-74.8% | $139,466-82.5% |
| Participation rate | 44.4% | 77.8%-33.4pp | 74.3%-29.9pp | 80.3%-35.9pp |
| Annual return | 12.25% | 38.47%-26.2pp | 35.73%-23.5pp | 373.66%-361.4pp |
| Employer contribution / active EE | $3,754 | $4,106-8.6% | $3,740+0.4% | $4,754-21.0% |
| Participant deferral / active EE | $5,054 | $5,456-7.4% | $4,880+3.6% | $6,712-24.7% |
| Admin fee / account holder | $4,459 | $7,885-43.4% | $6,735-33.8% | $11,409-60.9% |