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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,344 | $106,267-77.1% | $96,520-74.8% | $139,456-82.5% |
| Participation rate | 44.4% | 77.8%-33.4pp | 74.3%-29.9pp | 80.3%-35.9pp |
| Annual return | 12.25% | 38.45%-26.2pp | 35.72%-23.5pp | 373.45%-361.2pp |
| Employer contribution / active EE | $3,754 | $4,105-8.6% | $3,739+0.4% | $4,753-21.0% |
| Participant deferral / active EE | $5,054 | $5,454-7.3% | $4,879+3.6% | $6,711-24.7% |
| Admin fee / account holder | $4,459 | $7,882-43.4% | $6,733-33.8% | $11,407-60.9% |