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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,049 | $126,113+222.0% | $116,096+249.8% | $155,188+161.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 73.3%+26.7pp | 80.8%+19.2pp |
| Annual return | 20.75% | 391.72%-371.0pp | 326.25%-305.5pp | 148.84%-128.1pp |
| Employer contribution / active EE | $18,967 | $2,672+610.0% | $2,503+657.6% | $4,248+346.5% |
| Participant deferral / active EE | $13,507 | $4,162+224.5% | $3,952+241.8% | $6,531+106.8% |
| Admin fee / account holder | $2,815 | $8,045-65.0% | $7,704-63.5% | $14,480-80.6% |