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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,679 | $106,557+120.2% | $91,227+157.2% | $134,545+74.4% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -21.84% | 160.81%-182.7pp | 114.14%-136.0pp | 418.37%-440.2pp |
| Employer contribution / active EE | $16,082 | $3,332+382.7% | $2,851+464.1% | $4,742+239.2% |
| Participant deferral / active EE | $12,774 | $4,719+170.7% | $4,234+201.7% | $6,401+99.6% |
| Admin fee / account holder | $17,071 | $6,235+173.8% | $5,423+214.8% | $11,431+49.3% |